ABOUT
I'm Utsav Kumar Goyal, a full stack developer focused on building scalable, production-grade web applications.
Over the past 2+ years I've built Loan Origination Systems and ERP platforms used by real lending clients and businesses — balancing clean architecture, performance, and usability.
I'm driven by curiosity, continuous learning, and creating software that solves real problems for real users.
I started as a Software Engineer Trainee building responsive interfaces for an automobile auction platform, and grew from there.
At Bell Blaze Technologies I engineered ERP modules and real-time dashboards. Today at Eleserv Softech, I build a production-grade Loan Origination System serving 5+ US lending clients, integrating Plaid, Experian, MicroBilt, DataTree, and DocuSign.
Along the way I've architected 20+ REST APIs, cut manual underwriting effort by 60%, and improved API response times by 35% through better PostgreSQL indexing.
I specialize in building fintech and business platforms — from loan origination workflows to ERP systems — with solid backend architecture.
REST API Architecture
Designing and maintaining 20+ REST APIs powering loan origination workflows.
Third-Party Integrations
Integrating Plaid, Experian, MicroBilt, DataTree, and DocuSign for fintech workflows.
Auth & RBAC
Implementing JWT authentication and role-based access control across app modules.
Database Performance
Tuning PostgreSQL queries and indexing strategies for faster API responses.
Deployment
Shipping production-ready applications with Docker and CI/CD pipelines.
Full-Stack
End-to-end development from concept to deployment and beyond.
Great software is built at the intersection of clarity, simplicity, and purpose.
I prefer simple, well-structured solutions over unnecessary complexity.
Clean Code
Clean and readable code that scales
Performance
Performance and accessibility first
Thoughtful UI
Thoughtful UI and smooth interactions
Growth
Continuous improvement through learning
My primary tools include React.js, Node.js, Express.js, PostgreSQL, MongoDB, and REST API design with JWT authentication and RBAC.
I'm comfortable working across the stack and continuously exploring better tools and patterns.
ALWAYS LEARNING
Currently, I'm focused on deepening my understanding of microservices, caching strategies, and scalable system design.
I'm also exploring AWS Cognito, WebSockets, and Redis to build faster, more resilient fintech applications.
Outside of coding, I enjoy exploring new technologies, improving my design sense, and learning from real-world products.
I believe consistency, curiosity, and discipline are key to long-term growth in tech.
I'm always excited to collaborate, learn, and take on new challenges.
If you're building something meaningful or looking for a developer who cares about quality and growth — let's connect.
Get in Touch↗